First-rate coverage for your furry friends

Give them a leg up with Progressive Pet Insurance by Companion Protect.

Three unique ways to protect your pet

With multiple coverage types and customization options, we offer the flexibility pet parents need to properly care for their pets.
Wellness
Responsible pet ownership means annual vet visits, vaccines, and preventatives — save hundreds on care you're already prepared to pay for.
  • What is covered:

  • Vaccinations

  • Routine Exams

  • Testing (heartworm, blood, fecal & urine)

  • Preventatives (flea/tick & heartworm)

  • Routine dental cleaning

  • Plus more...

Wellness benefits are covered up to specified limits as set forth in the terms, conditions, and exclusions outlined in the insurance policy.
Accident & Illness
Unexpected accidents and illness are stressful enough for you and your pet — you shouldn't have to worry about the cost of care.
  • What is covered:

  • Hit by car

  • Foreign body ingestion

  • Eye scratches

  • Cancer treatments

  • Orthopedic conditions (30-day waiting period)

  • Plus more...

Coverage is determined by the terms, conditions, and exclusions outlined in the insurance policy.
Accident & Illness
PLUS
Wellness
Whether you're going in for a routine visit or rushing to the vet with an emergency, have peace of mind that we've got you — and your pet — covered.
  • What is covered:

  • Hit by car

  • Foreign body ingestion

  • Eye scratches

  • Cancer treatments

  • Orthopedic conditions (30 day waiting period)

  • Vaccinations

  • Routine Exams

  • Testing (heartworm, blood, fecal & urine)

  • Preventatives (flea/tick & heartworm)

  • Routine dental cleaning

  • Plus more...

Coverage is determined by the terms, conditions, and exclusions outlined in the insurance policy.

How does our pet insurance work?

1

Visit your vet
After your waiting period (if applicable), visit any licensed veterinarian in the U.S. and pay them directly at time of service.

2

Submit your claim
Sign in to the Customer Portal to easily submit a claim for veterinary services. All you need is some key details and a photo or digital copy of your invoice — it's simple, and 100% digital!

3

Get reimbursed
After being reviewed and processed, approved claims will receive reimbursement via the payment method of your choice.

Common questions about pet insurance

Got a question? See below — we're here to help pet owners better understand pet health plans.

Progressive Pet Insurance by Companion Protect is reimbursement-based coverage for your dog or cat that can cover general wellness expenses and/or those unexpected accidents and illnesses.Please note, your exact scope and amount of coverage will depend on the policy in which you enroll.

1. After your waiting period (if applicable), visit any licensed veterinarian in the U.S. to receive services and pay as usual when you leave.2. Log in to Customer Portal to easily submit a claim. Follow the prompts to enter a few important details, upload a copy of your invoice and related medical records, and hit submit! It's easy - and it's 100% digital!3. Our Customer Care team will review and process your claim, and you'll receive reimbursement via the payment method of your choice for approved services based on your coverage terms!

We understand what it's like to be a pet parent because we are too. We recognize that your pet's health is a priority, and you want to ensure they receive the best care possible.That's why we provide extensive coverage for both routine care and unforeseen accidents and illnesses, including (but not limited to):Accident & Illness Policy:
  • Hit by car
  • Foreign body ingestion
  • Eye scratches
  • Cancer treatments
  • Respiratory issues
  • Diabetes
  • Kidney disease
  • Holistic and alternative therapies
Wellness Policy: (annual limits)
  • Vaccinations - ($80)
  • Routine Exams - ($70)
  • Preventatives (Flea/tick & heartworm) - ($100)
  • Vitamin supplements - ($50)
  • Routine dental cleaning - ($125)
  • Testing (heartworm, blood, fecal & urine) - ($70)
  • Intestinal de-worming preventative - ($30)

While we offer comprehensive coverage for wellness, accidents, and illnesses, there are a few items we don't cover, including (but not limited to):
  • Pre-existing conditions: (any injury or illness identified prior to the enrollment in a policy or during the waiting period)
  • Breeding/pregnancy
  • Spaying/neutering
  • Neglect
  • Intentional acts

Any injury or illness identified prior to the enrollment in a policy or during the waiting period

Wellness Policy - A Wellness pet policy is designed to support your pet's routine health with regular check-ups and preventive care. It includes reimbursement for services such as annual veterinary exams, vaccinations, dental cleanings, and preventive treatments for parasites up to specified limits.Accident & Illness Policy - The Accident and Illness pet policy provides coverage for unexpected health issues that arise due to accidents or illnesses. This type of policy typically covers a range of veterinary expenses, including emergency care, diagnostic tests, surgeries, hospital stays, and medications.

Wellness Policy - Coverage for a wellness policy will begin as soon as your policy is active, the day following your purchase.Accident & Illness Policy - Accident coverage begins when your policy is active, the day following your purchase. There is a 15-day waiting period for illness coverage and orthopedic conditions due to illness are subject to a 30-day waiting period.*Waiting periods may vary by state and are subject to change.

100% of covered expenses (not subject to an annual deductible) incurred up to the following annual limits for a Wellness Policy:
  • Vaccinations – $80
  • Routine Exams - $70
  • Preventatives (Flea/tick & heartworm) - $100
  • Vitamin supplements - $50
  • Routine dental cleaning - $125
  • Testing (heartworm, blood, fecal & urine) - $70
  • Intestinal de-worming preventative - $30
Let us keep your pet (and your budget) happy and healthy
PoliciesFAQPrivacy PolicyGLBA Privacy NoticeTerms of UseAccident & Illness Sample Insurance PolicyWellness Sample Insurance PolicyYour California Privacy ChoicesInsurer Disclosure of Important Policy Provisions
Contact866-442-7764progressive-service@petscovered.com
Hours of OperationM-F: 7:00AM-8:00PM CSTSaturday: 9:00AM-6:00PM CST
“Progressive Pet Insurance” is administered by Companion Protect Agency, LLC, a licensed insurance agency known nationwide (except in CA) as “Companion Protect Agency, LLC” (Iowa license #1002314428) (FL License # L106403); in California, it is known as “CP Pet Insurance Services, LLC” (CA license #0N14138). It is located at 11460 Tomahawk Creek Parkway, Ste 300, Leawood, KS 66211. Companion Protect receives a commission on policies underwritten in this program. Premium is paid monthly in advance of coverage. A service or payment fee may also apply if premium is paid by credit/debit card. (See your billing statement.) A deductible and copay are applied to claims. Policyholders have the option of an annual coverage benefit of $5,000, $10,000, or $20,000. You can cancel coverage at any time; a pro-rated refund may apply. For a copy of Companion Protect’s privacy policy, please visit your customer portal at progressive-my.petscovered.comThe insurer of this program is Old Republic Insurance Company (“ORIC”). This description of the pet insurance coverage provided by ORIC is for informational purposes only. No representation is made with respect to coverage in any specific fact, situation, or circumstance. Companion Protect underwrites and adjusts claims on behalf of ORIC under this program. ORIC’s program administered by Companion Protect is not offered by or sponsored by Companion Life Insurance Company or its affiliated companies.Discounts vary based upon eligibility. Discounts may not be cumulative. Price, coverage, and coverage terms vary by state and depend upon policy provisions. Please refer to your policy for details.Progressive Advantage Agency, Inc. refers consumers seeking Progressive® Pet Insurance to Companion Protect and to ORIC for such coverage. Neither Companion Protect nor ORIC is affiliated with Progressive.